BUSINESS LINES

  • GENERAL LIABILITY
  • BUSINESS OWNERS POLICY
  • TRUCKING COVERAGE
  • BUSINESS AUTO COVERAGE
  • WORKERS COMPENSATION
  • CONSTUCTION/BONDS
  • LANDLORDS/RENTALS
  • HOME-BASED BUSINESS

BUSINESS AUTO COVERAGE

Commercial auto policies normally cover injuries or damage that you or your drivers cause or injuries and damage caused by uninsured or underinsured motorists.

 


Business Vehicle Insurance, also known as Commercial Auto, provides coverage for vehicles used for business purposes. This insurance compensates you for:

  • Vehicle theft or damage
  • Personal injuries

 

Rates are greatly affected by the driving records of the covered drivers. Motor vehicle reports may be obtained from the Department of Motor Vehicles. Check to see if your insurance company offers paid-in-full, renewal or continuous coverage discounts. If your insurance lapses, you will probably pay more for your next policy.

 


The Insurance Information Institute offers a detailed description of Commercial Auto insurance on its website, answering such questions as:

  • What is Business Vehicle Insurance?
  • Do I need a Business Auto Policy?
  • Will my personal auto policy cover business use?
  • What vehicles are covered?
  • How much liability does my business need?
  • What coverages do I need if my employees drive their personal vehicles on business?
  • What if my business vehicle is also my personal vehicle?
  • How do I keep premiums down?

For more information... Click here

Source: www.iii.org