BUSINESS LINES

  • AUTOMIBILE
  • MOTORCYCLE
  • RV/CAMPER/ATV
  • BOAT/JETSKI
  • HOMEOWNERS
  • MANUFACTURED HOMES
  • FLOOD INSURANCE
  • RENTERS INSURANCE

MANUFACTURED HOMES

Insurance for manufactured (or mobile) homes is considered a specialty line. While much of the coverage and exclusions are the same as traditional homes, not all insurance companies offer mobile home insurance. We can help you get your home insured. 

 


Policies offered include:

  • Replacement Cost Value (RCV) – compensates for the actual cost of repairs or replacement
  • Actual Cash Value (ACV) – compensates for current value less depreciation

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Make sure when you choose the amount of insurance you wish to purchase, you include the value of assets such as:

  • Personal assets
  • Outbuildings
  • Porches and Decks
  • Leisure Vehicles and Watercrafts

 

We can help you determine the value of your mobile home, or you can search the NADA Blue Book at Nadaguides.com for year models 1973 to present.

 

 

For roofs more than 20 years of age, RCV may not be available.