BUSINESS LINES

  • GENERAL LIABILITY
  • BUSINESS OWNERS POLICY
  • TRUCKING COVERAGE 
  • BUSINESS AUTO COVERAGE
  • WORKERS COMPENSATION
  • CONSTUCTION/BONDS
  • LANDLORDS/RENTALS
  • HOME-BASED BUSINESS

GENERAL LIABILITY INSURANCE


Commercial General Liability (CGL) is the most common form of business liability insurance. General Liability provides coverage when someone alleges they were injured or their property was damaged as a result of negligence. A CGL is not an umbrella policy that covers everything. You need separate policies to cover the following:

  • Negligence or failure to perform the service you provide that leads to financial loss
  • Liability related to operating a vehicle for business
  • Compensation for injured workers or failure to provide a safe workplace
  • Loss of income due to fire, natural disasters, etc.
 

Contractor's General Liability Insurance with premiums as low as $400, operations such as:

  • Carpentry
  • Door or Window Installation
  • Drywall
  • Electrical Work
  • Handyperson
  • Heating and Air Conditioning Systems
  • Landscape Gardening
  • Masonry
  • Painting
  • Plumbing
  • Siding Installation
  • Tile work

 

 

Helpful link:

  • For more information on what protection General Liability policies cover and how they work… click here

    Source: sba.gov